helping Plan for your retirement
"What is the best retirement plan?"
One of our core principles includes the importance of safety in a retirement strategy. Put another way, you did a good job saving. Now, it’s time to protect that money. When we are asked, “What is the best retirement plan?” our answer is the same. The best retirement strategy include a component of safety as their foundation. Yes, you can look for ways to earn a reasonable rate of return.* But, protecting your assets should be the first step in reaching your retirement goals. Depending upon your stage of planning, you may need a new strategy. For example, people tend to want less risk in their investments as they age.
Reviewing Your strategy
On top of our no-cost learning seminars, we also provide complimentary retirement reviews. At this consultation, we’ll look over your current assets. In addition, we’ll discuss your goals and any areas of retirement or lifestyle that are important to you. Of course, we encourage you to bring your questions to our meeting so we can provide answers. Or, we may be able to point you in the right direction if what you need is outside the scope of our services. Some of the topics we can review with you include:
- Benefits of a clear and concise retirement strategy
- How you can use safety as a principle in your strategy
- Risks of current portfolio investments
- Evaluating the amount of risk you are willing to take
- Goals and needs in retirement
- Ideas for transferring wealth to your heirs
The Real Question is...
"What is the best retirement plan for you?"
Obviously, everyone’s needs are different. This is why we recommend you speak with us, one on one. Finding a financial professional with experience and who will listen to your goals and ideas is critical. Of course, every strategy relies on the individual concerns and needs of the client. So, look for a financial professional who will walk with you, side-by-side to find the right solution for you. What you value is what we value.
How to select a financial professional
One thing we make clear: we only work with clients if we know we can help them. Although there are some financial professionals out there who focus on products first, we don’t believe that’s the way to do business. Clients’ needs come first, always. So, sometimes that means we aren’t a fit for some situations. And that’s ok. If your services are not a match for some reason, we’ll help guide you to someone who can help. Overall, however, most people we meet with do have a need that matches our philosophy and offerings. Trust is a key element here. Therefore, no matter who you decide to work with, make sure you feel confident in their abilities and that you feel a sense of trust.
Work with a professional who can help you determine what the best retirement strategy is for you.
*Reasonable rate of return over time.