helping Plan for your retirement
How to Plan for Retirement
One of our core principles includes the importance of safety in a retirement strategy. Put another way, you did a good job saving. Now, it’s time to protect that money. When we are asked, “How to plan for retirement?” our answer is the same. The best retirement strategy includes a component of safety as its foundation. Yes, you can look for ways to earn a reasonable rate of return** but protecting your hard-earned money should be the first step in reaching your retirement goals. Depending upon your stage of planning, you may need a new strategy. For example, people tend to want less risk as they age.
Reviewing Your strategy
On top of our no-cost, complimentary dinner educational insurance seminars, we also provide financial reviews during a one-on one meeting at no cost. At this meeting, we’ll ask you questions about your assets, investments, income, expenses, and overall financial capabilities. In addition, we’ll discuss your goals and any areas of retirement planning or lifestyle choices that are important to you. Of course, we encourage you to bring whatever financial documents to our meeting and to ask questions so that we can provide answers, or point you in the right direction if what you need is outside the scope of our services. Some of the topics we can review with you include:
- Benefits of a clear and concise retirement strategy
- How you can use safety as a principle in your strategy
- Risks of current portfolio investments
- Evaluating the amount of risk you are willing to take
- Goals and needs in retirement
- Ideas for transferring wealth to your heirs
The Real Question is...
"How to plan for retirement for you?"
Obviously, everyone’s needs are different. This is why we recommend you speak with us one-on-one. Finding a financial professional with experience and who will listen to your goals and ideas is critical. Of course, every strategy relies on the individual concerns and needs of the client. So, look for a financial professional who will walk with you, side-by-side, to find the right solution for you. What you value is what we value.
How to select a financial professional
One thing we make clear: we only work with clients if we know we can help them. Although there are some financial professionals out there who focus first and only on selling you something, we don’t believe that’s the way to do business. Clients’ needs come first, always. So, sometimes that means where you are is where we think you should be, or we aren’t a fit for some situations. And that’s ok. If our services are not a match for some reason, we’ll help guide you to someone who can help. Trust is a key element here. Therefore, no matter who you decide to work with, make sure you feel confident in their abilities and that you feel a sense of trust.
Work with a professional who can help you determine what the best retirement strategy is for you.
Education is key
The choices you make today regarding your money and savings could impact you later. Hence, we focus on giving you the financial and retirement education you need. At Orfin and Associates, Inc., our dinner seminars provide information you can use now as well as for your strategy for the future. Plus, the dinner is always complimentary while you take in the lesson. During those seminars we try to focus on educating you about your choices in products, various tax strategies, facts about retirement strategies, and ways to leave money to your loved ones. You will never be asked to make a decision during any of our seminars, but you can never make a decision without being informed. So, we encourage you to sign up for one of these educational seminars to learn more. You've got nothing to lose and lots of knowledge to gain.
Fresh Approach To Retirement
Orfin and Associates, Inc. has a long-standing reputation for helping people. It's our driving force. Furthermore, we believe the best way to help you is to offer stable retirement strategy options. You deserve to feel confident that your money is safe in your "golden years." We're here to walk you through how to do just that. We look forward to meeting with you and working together to develop a strategy that best suits your needs.
